Terms of Use

You agree to observe all applicable laws while visiting this web site, (www.greggfinancialservices.com the "Site"). The contents of the Site are owned by Gregg Financial Services (GFS), and protected by all applicable copyright laws of the United States. You may not modify copy, reproduce, republish, upload, post, transmit, transfer, or distribute in any way any of the contents of the Site, except as permitted herein. You may not display the Site in frames, or any of the content via inline links, without the express written permission of GFS. You may download and republish the Financial Articles content from the Site provided you keep intact all copyright information and GFS hyperlinks (www.greggfinancialservices.com).

The Site contains links to other sites for your convenience. These third-party sites may also request personal information from you. These third-party sites are not covered by these Terms of Use. GFS is not responsible for the privacy practices or the content of other web sites. Any hypertext links on the Site shall not be construed as an endorsement, authorization, sponsorship, or affiliation by GFS with or of any such linked site.

GFS reserves the right to change, modify, add or remove portions of these Terms of Use at any time, but will indicate the date they were last updated. When you visit or use the Site, you are accepting the current version of these Terms and Conditions of Use as posted on the Site at that time. These Terms of Use are effective April 15, 2007.

In the event of any dispute which arises under these Terms of Use, such dispute shall be settled by arbitration in accordance with the rules for commercial arbitration of the American Arbitration Association in effect at the time such arbitration is initiated. The arbitration hearing shall be conducted in the County of Marin, California, unless both parties consent to a different location. The decision of the arbitrator shall be final and binding upon the parties. The prevailing party shall be awarded all of the filing fees and related administrative costs incurred in connection with such arbitration proceeding. Administrative costs include the costs of subpoenas, depositions, transcripts and the like, witness fees, payment of reasonable attorney's fees, and similar costs related to collecting an arbitrator's award. An arbitrator's decision may be entered in any jurisdiction in which the party has assets in order to collect any amount due hereunder.